Payment Policy

Payment Options

Effective Date: November 7, 2025

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1. Introduction

At Omni Tech Vault, we highly value your safety and convenience. We offer a variety of secure and easy-to-use payment methods that comply with all applicable laws and regulations in the United States of America, including the State of Maryland.

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2. Accepted Payment Methods

2.1 Credit and Debit Cards

We accept all major credit and debit cards:

• Visa

• Mastercard

• American Express

• Discover

How it Works:

1. Select your preferred card option at checkout.

2. Enter your card details, including the card number, expiration date, and CVV code.

3. Your payment will be securely processed through our encrypted payment gateway.

4. Once approved, you will receive an order confirmation via email.

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2.2 PayPal

Secure Online Payments Worldwide
Pay quickly and securely using your PayPal account.

How it Works:

1. Choose PayPal as your payment method at checkout.

2. You will be redirected to the PayPal login page.

3. Log in to your PayPal account and confirm the payment.

4. After confirmation, you will be redirected back to our website with your order details.

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2.3 Apple Pay / Google Pay

We also accept Apple Pay and Google Pay for a fast, secure, and contactless checkout experience.

How it Works:

1. Select Apple Pay or Google Pay at checkout.

2. Confirm payment using Face ID, Touch ID, or your secure device password.

3. Once your payment is approved, you will receive an order confirmation.

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2.4 Bank Transfer (U.S. Only)

We accept direct bank transfers for certain large purchases.

How it Works:

1. Contact our customer support for bank transfer details.

2. Complete the transfer using your online banking portal or local bank.

3. Once the transfer is received, your order will be confirmed via email.

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3. Security and Data Protection

Your security is our highest priority. All transactions are encrypted and processed through secure payment gateways that comply with industry standards.

• SSL Encryption: Our website uses Secure Socket Layer (SSL) encryption to protect your personal and financial information during transmission.

• PCI Compliance: Our payment processors are Payment Card Industry Data Security Standard (PCI DSS) compliant.

• Privacy Policy: Please refer to our Privacy Policy for detailed information on how we handle your data, in accordance with U.S. and Maryland privacy laws.

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4. Customer Support

If you encounter any issues or have questions about your payment, please do not hesitate to contact our customer service team.

• Email: support@omnitechvault.com

• Address:
  Omni Tech Vault
  5000 Thayer Center, STE C
  Oakland, Maryland 21550
  United States of America

• Hours of Operation: Monday to Friday, 10:00 AM – 6:00 PM EST

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5. Compliance with United States Legislation

All our payment methods and processes comply with:

• The Federal Trade Commission (FTC) guidelines for online commerce

• The Electronic Fund Transfer Act (EFTA) and Truth in Lending Act (TILA)

• The Maryland Consumer Protection Act (Md. Code, Commercial Law § 13-101 et seq.)

• Applicable anti-fraud and anti-money laundering laws under the U.S. Patriot Act

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6. Payment Confirmation

After completing your payment, you will receive:

• Order Confirmation: An email containing your order details and confirmation.

• Receipt: A digital receipt for your records.

If you do not receive a confirmation email within one hour, please check your spam folder or contact our customer service team.

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7. Currency

All transactions are processed in United States Dollars (USD $).
If your bank account is in a different currency, your financial institution may apply its own conversion rates and fees.

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8. Fraud Prevention

To protect our customers and maintain a secure shopping environment:

• Verification: We may perform verification checks and request additional information before accepting an order.

• Suspicious Activity: Orders suspected of fraud or unauthorized activity will be investigated and may be canceled.

• Chargebacks: Fraudulent chargebacks will be reported and may result in restricted access to your account.

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9. Changes to Payment Options

We reserve the right to add or remove payment methods at any time. Updates will be posted on this page. Please review this Payment Options page regularly.

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10. Terms and Conditions

By purchasing Omni Tech Vault, you agree to our Terms and Conditions and Return and Refund Policy.

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Omni Tech Vault
🌐 https://www.omnitechvault.com
📍 United States of America (Headquartered in Maryland)
📅 Effective Date: November 7, 2025